Junior Loan Officer Job at Shelter Mortgage Company, Charleston, SC

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  • Shelter Mortgage Company
  • Charleston, SC

Job Description

This position is for CAROLINA ONE MORTGAGE, one of the Family of Companies of Newrez LLC.

Principal Duties

Sell loan products offered by NewRez

Contact prospective clients to develop and maintain referral sources.

Meet with prospective clients at outside locations such as a client’s home.

Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.

Engage in marketing and promotional activities in support of your own sales.

Meet monthly minimum personal production goals (3 units)

Take mortgage loan applications and prepare effective loan proposals:

Determine a consumer’s needs and offer the appropriate product

Originate loans for appropriate amounts, rates, and terms that comply with NewRez’s program guidelines

Provide consumers with a superior level of customer service:

Quickly and accurately answer all customer inquiries in a professional manner.

Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate.

Provide assistance to applicants and solve all problems that may arise between application and settlement

Stay informed of developing trends in the mortgage industry

Attend/assist with scheduled meetings, training sessions and courses

Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct.

Qualifications:

Education and Experience Requirements

Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check

Minimum successful 1 year mortgage loan origination experience

2-year college degree preferred (or equivalent experience)

Proven sales skills and leadership abilities

Company Perks :
•    15 Paid Time Off (PTO) days and 18 after 1st anniversary!
•    9 Paid Holidays
•    Casual Workplace
•    Employee Engagement Activities

Company Benefits :
•    Medical (including Health Savings Account & Flexible Savings Account)
•    Dental - RX – Vision – Life, Disability Insurance – 401(k) Plan with company match! – Employee Assistance Plan

•    Performance-based Incentives
•    Pet Insurance

•    Advancement Opportunities

Newrez NOW:

•    Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
•    1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
•    Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee

•    Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions

Equal Employment Opportunity 
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.

Job Tags

Casual work, Flexible hours

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